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As appointed
agents for HomeLet we are able to offer a variety
of insurance policies for both landlords and tenants, including the
following -
Buildings
Insurance
Covers the rebuilding of your property following
loss or damage caused by fire, aircraft, smoke, malicious persons
(including tenants), accidental damage to bathroom fixtures & fittings
and glass, lightning, explosion, collision or impact, falling trees and
earthquake, theft (by forcible means), subsidence, riot/civil commotion,
storm, flood, escape of water or oil leakage and loss of rent up to 20% of the sum insured following
damage. Also includes property owner's liability.
Limited Contents Cover
Where
the property is let unfurnished limited contents cover is available; this
provides up to £5000 cover for the following items: Carpets, Curtains, Sun
Blinds, Light Fixtures & Fittings, and Kitchen White Goods. Cover is
on a new for old basis. Also includes landlord's liability.
Contents Insurance
Cover on
a new for old basis for loss or damage caused by fire, aircraft, smoke,
malicious persons, lightning, explosion, impact, theft (by forcible
means), subsidence, riot/civil commotion, storm, flood, escape of water or
oil leakage, breakage of mirrors or glass in furniture, replacement of
locks following theft of keys, and loss of rent up to 20% of the sum
insured following damage. Also includes landlord's liability.
Legal Expenses
You may be
unable to collect the rent, your tenants may damage or remove your
personal possessions, or they may cause a nuisance to your neighbours. All
these problems can be resolved by legal action but this is expensive. This
cover includes all of your legal expenses up to £50,000. There is no
policy excess to pay.
Rent guarantee
This policy
provides total peace of mind for landlords. Cover includes the rent you
are expecting from your property until vacant possession is obtained for
up to 12 months (excluding the first month's lost rent). Additionally,
cover includes 50% of the rent for up to 3 month's after possession is
obtained whilst a new tenant is found. All related legal expenses are
included.
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